For smaller businesses, with simple salaries,
wages, and pay schedules.
$40/mo base price
plus $6/mo per person
Plan details:• Payroll automation for single-state employers
• Full-service payroll for W-2s and 1099s
• Gusto brokered health benefits administration
• Employee self service and profiles
• Accounting and time tracking integrations
• Employee benefits
For growing businesses who want to create
a rewarding place to work.
$80/mo base price
plus $12/mo per person
Plan details:Everything in the Simple plan, plus:
• Payroll automation for multi-state employers
• Next-day direct deposit
• Time tracking and PTO policy management
• Project tracking and workforce costing
• Hiring and onboarding tools
• Team management tools
• Add-on available for priority support and expert HR services
For busy, compliance-minded businesses
committed to their employees.
Plan details:Everything in the Simple and Plus plans, plus:
• Expert HR guidance and resources
• Compliance alerts
• R&D tax credit discount and other waived fees
• Dedicated customer success manager
• Dedicated best-in-class support
Haven’t hired W-2 employees yet?
We can help you pay your 1099 contractors.
$0/mo base price
plus $6/mo per person
Plan details:• Unlimited contractor payments across all 50 states
• 4-day direct deposit
• 1099-NECs at the end of the year
• New hire reporting (if required in your state)
This plan does not include:
• International contractor payments
• Back-up withholding or other contractor withholding required by state agencies
Add extra benefits like 401(k)s, FSAs, and more to any plan.
Health insurance - Our licensed brokers can help you pick the right plan and carrier for your team and budget. Gusto benefits administration included. Pay only for premiums.
Broker integration - In most cases, we can integrate your existing broker and eligible health insurance plans right into Gusto. $6/mo per eligible employee.
401(k) retirement - Integrated 401(k) plans through our partner Guideline, with some of the lowest fees in the industry. Starts at $49/month plus $8/participating employee. No setup fee.
529 college savings - Tax-advantaged savings accounts, through our partner Gradvisor, so employees can save for their children's educations. $6/mo per participant. $18/mo minimum. No setup fee.
Gusto Wallet - The Gusto Wallet app is a free way for your employees to track, save, and access their money. No account minimums.
Set up tax-advantaged spending accounts for your team.**One $200 annual service charge covers all three account types**
Health savings accounts (HSAs) - Pre-tax savings accounts for qualified health expenses. $2.50/mo per participant. No minimum.
Flexible spending accounts (FSAs) - Pre-tax spending accounts for qualified health expenses (Health FSA) and qualified dependent care expenses (Dependent FSA). $4/mo per participant. $20/mo minimum.
Commuter benefits - Pre-tax spending accounts for commuting costs. $4/mo per participant. $20/mo minimum.